Take-home pay calculator
The number on the offer letter isn't the number that lands in your account. This works out your real net pay — after federal and provincial tax, CPP, and EI — for your province, on the 2026 tax rules. Then Recurna Flow shows you where that pay goes across your year.
Take-home pay calculator
Put in what you earn before tax — by year, hour, or anything between — and pick your province. See your real net pay after federal and provincial tax, CPP, and EI, then toggle the interval to read it however you like. On the 2026 tax rules. No signup.
- Take-home pay
- $57,676
- Income tax (federal + provincial)
- $11,954
- Federal tax
- $8,258
- Provincial tax
- $3,696
- CPP + CPP2
- $4,246
- Employment Insurance
- $1,123
- QPIP (parental insurance)
- $0
Your $0 RRSP contribution lowers your income tax by $0 this year — that's the part a contribution gives back.
On the 2026 tax year.
That's your real take-home. The part a calculator can't show you is where it goes — every bill, every account, every what-if across your whole year, redrawn the moment something changes.
Estimates only, not financial advice — a single employment income with the basic personal amount and standard CPP/QPP, EI, and (in Quebec) QPIP. Hourly and daily views assume your hours per week over 52 weeks (day = a 5-day week). Quebec is modelled with QPP, QPIP, the 16.5% federal abatement, and the deduction for workers. Your own credits and deductions may change the figure.